Dear Designer,
I was in a thrift store with my wife on Saturday.
She was checking out stuff for the kids and herself. I was in the book section, (as always).
I thumbed through the books and found one of the best books I’ve ever read, (I can say that because I already finished it…
…3 days later.)
I couldn’t put it down, it was THAT good.
(A 110 page life changer…for me, at least.)
I’m so excited to share it with you.
Let’s get to it!
Keep designing,
Josh
Today’s Design Theory
(Why theory? Ideas are theories until YOU test, prove, and adopt the results into the fibers of your identity.)
Financial prosperity isn’t magic, it’s just a mix of science, economics and elbow grease…and can be boiled down into four simple steps.
Financial prosperity is a knowledge set and a skill our society doesn’t train us to win at.
That’s not an excuse, however.
When you’re determined to win at the money game…
…you’ll find good reads and life changing information more often than not.
But, only if you are deliberate about looking.
I picked up this book “The 4 Laws of Financial Prosperity.”
Unbelievable…and here’s why.
First, it was written so well that I couldn’t put it down…
(…wait, a financial book that you can’t put down??)
Yeeeesss!!
Totally threw me through a loop.
It starts out with Paul…wait…
(skip this part if you don’t want to know how it starts).
How It Starts
Paul…is…sunk.
He is up at midnight one night going over his finances.
(Totally, HOPELESSLY financially sunk.)
He’s so overwhelmed, that, he steps outside his front door and starts to take a walk.
(At midnight, mind you. But, I’m sure years later, he’s so glad he did.)
Paul sees his neighbor, Mary, through her front window, here light was still on.
Then, desperately, he knocks on her door.
(She’s 70 years old. Kind. And…well…filthy rich.)
(Spoiler alert): He begs her for a loan, after which, she invites him in.
His journey back to financial sanity begins over a mean game of chess where he’s introduced to these 4 laws of financial prosperity…
…that you now have the privilege to gain access to…
(without that “mean” game of chess…ugh…yeah!)
Here are the 4 Laws:
I. Track: Know where you’re spending your money.
Financial prosperity begins when you start to track what you spend your money on.
A system might help you with this.
The first system that doesn’t require hardly any extra steps is…
…to check your bank account before you check anything on your phone each morning.
(I’d recommend doing this after your spiritual nourishment for the day, of course.)
Know what your bank is telling you.
It communicates to you where your priorities are, meaning, what you are spending every dollar on. Your bank account will tell you a very vivid story.
The moment you begin to track your money spending, several things will happen…
(I promise. I know because I did it.)
You’ll start to have more positive thoughts about money
You’ll begin to be excited that you know where you’re at financially
You’ll feel better about yourself
You’ll feel empowered and in more control of your future
You will absolutely feel less stress and more hope
A new game will unfold
How do you do this? What tools do you use? How about:
“Knowing is half the battle.” (remember that G. I. Joe cartoon?)
II. Target: Set meaningful financial goals.
Hey, get pumped. Because, this is the fun part. This is where it gets exciting.
Here’s a thought to consider:
Those in the top 10% were once in the bottom 10%.
Those who are leaders in their fields, at one point, never knew that industry existed.
You can learn anything, add any skill to your “skill-belt.”
MAKE NO SMALL PLANS.
Make big, BIG goals.
Why?
Because you can.
You can achieve just about anything you allow yourself to.
Might take years.
Will take focus.
You’ll need to transform into the kind of person that achieves those kinds of goals and dreams.
But, make no mistake, you are and have always been destined for success and achievement.
But, first, where are you now financially?
And, what would be your next meaningful financial goal…
…one that would inspire you to work toward…
…make different decisions about where you put your money.
How about:
start a debt elimination plan
pay off that credit card
invest in a mutual fund
buy a business
buy real estate
build a 3-6 month emergency fund
save up for (or start a side hustle to) take your family on a REAL vacation this year
sell your company
save for your children’s college tuition
pay off your mortgage
What ever your financial goals are…write them down.
Once you have “financial focus,” your subconscious mind will support you in making those things happen.
Post these goals on the wall, your mirror, in your car…make it easy to be inspired.
Then, read them before you leave your bedroom and before you fall asleep.
Life’s meaning will become more poignant.
You’ll start to feel the changes within you effect your world around you.
III. Trim: Don’t cut back. Spend differently.
As you create momentum behind Tracking and Targeting, you’ll begin to want to maximize every dollar you earn and make sure it’s not wasted.
“Cutting out,” is a term that, in my opinion, has a negative feeling.
We want to create positive patterns if we are to make positive changes.
“Spend differently,” is the phrase that is used in the book.
You’ll have visibility of where your money is going through your consistent financial tracking systems.
You’ll change your motivations and focus once you zero in on what your intentions are with the money you earn.
You’ll naturally want to make adjustments:
Cancel subscriptions
Remove spending categories
Increase investment amounts
And, best of all, it will feel…
…like a game.
IV. Train: Become a student…of the money game.
Where do you get financial knowledge?
Books
Seminars
Newsletters
Social feeds
Websites
It’s everywhere.
The book suggests starting to dive into the deep end on this one.
Meet with a real estate investor to show you a property.
Talk to a business broker about a business for sale.
What about a financial advisor?
Read articles on Money.com.
Get passionate about learning how taxes work and how you might be able to evad…er…strategize around write offs.
Here’s big concept to consider:
Think about the people who are living “pay check to pay check.”
Do they read books about money, finances, stocks, investing?
Do they have education that they leverage for decision making?
What about the people who ARE financially prosperous?
How do they treat the topic of money?
Final Thoughts
I believe that you and I can rise above any challenge, any draw back, any disadvantage.
And, if finances is one of yours, then guess what, it’s possible to make serious headway in controlling this aspect of your human experience.
So, start where you need to start with the “4 Laws of Financial Prosperity.”
Get the book here.
…because there’s so much more I couldn’t fit into this week’s newsletter that are hidden gems within the book.
Make it happen.
Get financially literate.
Pincel: AI Generated “Design Life” Logo
I searched long and hard for an AI tool that would take my logo and create a theme out of it. (Wasn’t easy.)
So, I’ll save you the time and tell you about it.
It’s one of the best AI tools I’ve found that keeps the integrity of your logo. Here’s what I did to generate multiple logo versions:
I loaded up my logo mark
Typed in a brief prompt
Set “readability” to around “2”
It generated this lovely design.

Pincel.app









